Holiday Loans
1. Things to consider when looking for a holiday loan
Finding the right holiday loan to suit you is very important, which means it is
important to consider all the options available to you, finding a holiday loan
does not have to be difficult however it is important to do a little research. The
main reason for doing your research is that there is always the possibility that
you fall into the trap of payday loan companies who advertise as offering
holiday loans. Payday loans can leave you racking up large amounts of debt
due to extremely high interest rates.
To avoid accidentally buying a payday loan you should visit trusted loan
comparison websites such as moneyid.co.uk who have a wide range of trusted
personal loan lenders and refuse to include payday loan lenders within their
list.
You must also consider exactly how much you would like to lend. Lending
within your means is important. If you borrow more than you can afford to pay
back with interest you may struggle with your current monthly spend.
How is your credit score?
If you have a poor credit score lenders are likely to consider you a high risk.
This means you are a lot less likely to be accepted for a loan, however this
doesn’t mean there is zero chance of someone with a bad credit score
receiving a loan. Bad credit score loans are often a viable option for certain
people.
Beware of Advertised rates
Loans you see advertised online, in the paper or on TV are not necessarily the
rates that will be offered to you when you apply. A lender only has to offer the
advertised rate to 51% of customer. The remaining 49% are usually offered
higher rates.
Missing repayments
Missing repayments often leads to fees piling up, which can leave you always
chasing payments, worrying and cause unnecessary stress on your day to day
life. The best way to deal with missed payments is to be honest with your
lender. There is a possibility that they will look at altering your repayment plan
to suit your situation.
Richie Culver
For those who are fans of contemporary art and in particular British contemporary art, you must check out Richie Culver.
He is a very exciting abstract artist who loves to tell the tails of his interesting and self-confessed sometimes troubled past.
His bright and loose paintings tend to fill large canvas' with the topic of each painting tending to be comical.
Personally, my favourite solo exhibition would have to be 'No One Knows Me Like Dawn From the Job Centre'. which is a combination of Paintings and sculptures telling stories from his working-class roots, to metropolitan living, as well as his own experience of the darker side of urban life.
Take a look at his website, definitely worth it if an Abstract, contemporary art fan.
Richie Culver
For those who are fans of contemporary art and in particular British contemporary art, you must check out Richie Culver.
He is a very exciting abstract artist who loves to tell the tails of his interesting and self-confessed sometimes troubled past.
His bright and loose paintings tend to fill large canvas' with the topic of each painting tending to be comical.
Personally, my favourite solo exhibition would have to be 'No One Knows Me Like Dawn From the Job Centre'. which is a combination of Paintings and sculptures telling stories from his working-class roots, to metropolitan living, as well as his own experience of the darker side of urban life.
Take a look at his website, definitely worth it if an Abstract, contemporary art fan.
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